Low, 3.5% down payment (Can be gift funds). Seller can contribute to borrowers closing costs.

For active-duty military, a veteran or an eligible veteran family members. The VA Mortgage is a government-based product offering 100% financing.

This USDA-backed loan offers low to 0% down. Sometimes some of the closing costs can be financed into the loan. Eligible areas and income areas apply.

If you want to do a small project down to new carpet and paint to adding an entire addition we have you covered. Renovation loans to purchase or to update your existing home we offer a few loan programs to make it happen.

This loan has an interest rate that is adjustable, meaning it could change throughout your loan term. Benefits include an initial lower interest rate than a fixed-rate mortgage and a potential decrease in interest depending on the market.

Finding reasonable financing for a non-warrantable condominium purchase is no longer a challenge for qualified buyers. Freedmont’s non-warrantable condo financing options offer flexibility and fewer restrictions.

For higher loan amounts with lower down payments and lower than average interest rates. Multi-million-dollar loan amounts available.

Buyers can utilize 12 or 24 months of personal or business bank statements to qualify for a Bank Statement Program loan. Up to 90% LTV.

Freedmont’s Foreign National Program provides financing that makes buying a home in the United States easier for non-U.S. Citizens.

Select states across the country have loan programs that offer low- and moderate-income homebuyers purchase a home, low down-payment options, cash assistance to help with down payments & closing costs, flexible underwriting means more families qualify.

We understand the unique challenges that doctors, first responders & teachers face when qualifying for a mortgage loan. That’s why we have specific programs to help borrowers acquire mortgage financing with low down payment options and expanded underwriting guidelines.

If you are a homebuyer with a good credit history and a stable job, but not a lot saved for a down payment, the HomeReady® or HomePossible® mortgage may be for you. Consider this fixed-rate program with as low as a 3% down payment or up to 97% financing.

Freedmont’s Bridge loan program allows you to use the equity in your current home to buy your new home before you sell. You can also use the Bridge proceeds to cover down payment closing costs and escrows.

With ONE+, you putdown 1% and our partner lender will cover the other 2%. You get all the benefits of a 3% down payment and you can save big and strengthen your eligibility since you don’t have to pay the mortgage insurance.

With a Temporary Buydown, clients can pay significantly less on their monthly mortgage payments for the first three years. For example: a 2-1 buydown lowers your interest rate by a full 2% the first year, and 1% the second year.

* Freedmont’s Pre-Approval Promise eligibility, terms and conditions apply. See www.radiusgrp.com/pap-terms for details.

* Subject to Freedmont’s FreeFi^SM program terms, conditions and eligibility. See www.radiusgrp.com/freefi for details.

A loan for purchasing a manufactured home or a mobile home. These kinds of loans aren’t as plentiful as standard home loans, but they are available from several sources and government-backed loan programs can make it easier to qualify and keep costs low.