Mortgage News and Advice
8 Questions to Ask Your Mortgage Lender When Buying a Home
Unless you are a professional in the real estate industry, you probably have many questions when it comes to buying a home. But having a list of questions is just the start—knowing the answers to your questions puts you ahead [...]
How Many Times Will a Mortgage Lender Pull My Credit?
Have you ever wondered, “how many times will a mortgage lender pull my credit?” The answer varies from person to person, but here's what you can generally expect. An initial credit inquiry during the pre-approval process. A second pull is less likely, but may [...]
Student Loan Cash-Out Refinance: What to Know
With more than $1.75 trillion in student loan debt in the United States, borrowers are hunting for forgiveness opportunities. Although some forgiveness is offered to teachers and public servants in certain positions, these options are not available to everyone, leaving [...]
What Is the Debt-to-Income Ratio (DTI) for a VA Loan?
The Veterans Affairs (VA) Home Loan Program offers housing assistance to veterans by allowing them and their families to qualify for federally guaranteed homes with zero down payment. Although this program has benefited many of our country’s military personnel, like [...]
January 2023: Housing Market Is Heating Up
Freedmont Mortgage Group CEO Carl Delmont appeared on the Broadcast Retirement Network and shared some home-seller tips with rates improving and the market is starting to heat up!