Manufactured & Mobile Home Loans
Affordable Options for Alternative Housing
Financing a manufactured or mobile home can be challenging — but Freedmont makes it easier. We offer access to both government-backed and conventional financing, tailored for nontraditional homes.
Program Highlights
- Minimum Credit Score: 620
- Down Payment: Typically 20%
- Eligible for Homes Built in 1976 or Later
- 30-Year Fixed-Rate Loans Available
- Max Debt-to-Income (DTI): 30/45
- Must Have 2 Years Job History
- Documentation: Paystubs, W2s/1099s, 2 Months of Bank Statements
Whether you’re buying a primary home or an affordable secondary property, we’ll help you navigate the lending options specific to these home types.
