ITIN Loan Program
Home Loans for Borrowers Without a Social Security Number
Don’t have a Social Security number? You may still be able to purchase a home in the U.S. through our ITIN Loan Program, designed for foreign nationals and resident aliens who file U.S. taxes with an Individual Taxpayer Identification Number (ITIN).
Program Highlights
- For Borrowers with Valid ITINs
- No Visa Required
- Up to 80% Loan-to-Value (LTV)
- DTI Ratios up to 55%
- 12 Months of Income Documentation Accepted
- Gift Funds Allowed
- Cash-Out Refinance Available (up to 75%)
- Most Property Types Accepted
Note: Not available in Texas or for borrowers with credit scores below 640.
This is a powerful opportunity for those who live and work in the U.S. but aren’t eligible for traditional financing.
