To not become a new victim of this terrible crime, always be aware of your personal info. It could take a few years and thousands of hours to fix what a criminal can do in just a few minutes! Shred any documents you receive that contain any personal information. This includes credit card receipts and [...]

Adjustable Rate Mortgage (ARM): A mortgage loan with an interest rate that changes periodically. The change in rate is based upon the changes in a specified index . The frequency of change is usually every 6 months or every year but differs from loan program to loan program. Adjustment Date: The date that the interest [...]